for property damage (subject to a $200 deductible) . 2. Estimated Costs in D.C. (April 2026)

: Covers damage you cause to another's property (e.g., their car or a building). $10,000 per accident .

Insurance rates in D.C. are influenced by the District's high population density and rising theft statistics . Vehicle Insurance - DC DMV

You must show valid proof of DC insurance to register a vehicle or renew a vehicle registration. If your vehicle DC DMV (.gov)

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