Buy & Hold -

: This hands-off approach eliminates the need to time the market or react to daily price swings, which often leads to costly impulsive decisions.

: Fewer trades mean lower transaction fees and commissions. Holding assets for over a year typically qualifies for lower long-term capital gains tax rates. buy & hold

: Data shows that over 20-year periods (from 1926–2011), the strategy has never produced a negative result. Key Risks and Challenges : This hands-off approach eliminates the need to