: A pendant is a decorative piece that hangs from a chain. Many shoppers prefer to buy pendants separately so they can pair them with their favorite existing chains. 3. Mastering the Look If you want to stay on trend, consider these styling rules:

: For a layered look, pair three necklaces of varying lengths : a choker, a medium-length chain, and a long pendant to anchor the stack.

: For affordable everyday pieces, stores like TJ Maxx or Costco often offer solid gold at lower markups than traditional mall jewelry stores.

: For necklaces you rarely take off, stainless steel is an excellent choice as it is durable, waterproof, and doesn't tarnish easily. Solid gold (14kt or 18kt) is also ideal for longevity, whereas gold vermeil or plated silver may eventually wear down with constant use.