: You will need to provide basic documents like your Aadhaar card, PAN card, and a cancelled cheque .

: Offers a quick, digital setup (taking about 2 minutes) to get instant credit for purchases on Amazon without needing card details.

: Provides a similar credit facility for users on the Flipkart platform. 4. Consumer Durable Loans

Cardless EMI providers offer a digital credit limit that you can use at partner online and offline stores.

: No extra documentation is usually needed as your bank already has your KYC details. 2. Cardless EMI Services

: Requirements vary by bank; for example, HDFC Bank often requires a minimum purchase of ₹3,000, while State Bank of India (SBI) may require ₹8,000.