When your credit is poor, lenders "de-risk" the deal by asking for more money upfront.
: Some dealerships, such as The Larson Group (TLG) , offer their own funding. This is often "buy-here-pay-here" for trucks, focusing on your ability to make the weekly or monthly payment rather than your past credit.
If your credit score is low, you must prove stability in other ways: No Credit Check Semi Truck Financing - Fundera