A major downside is that banks rarely buy gold back from customers, meaning you'll still need a private dealer when it’s time to sell. Pros and Cons

Highly regulated with virtually zero risk of counterfeit products.

Banks typically charge a 7–10% markup over the "spot" market price, which is often higher than specialized dealers.

Compare the bank's price against reputable online dealers like APMEX or Birch Gold Group to ensure you aren't overpaying.

Some private banks allow wealthy clients to buy a claim to gold held in their vaults (starting around $250,000), which avoids the hassle of physical handling.

If they have it, you can often store it immediately in a safe deposit box at the same location.

Buying Gold and Silver Coins From Banks | 2024 Buyer's Guide

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