Because these loans are higher risk, lenders usually look for a score of 680 or higher. AI responses may include mistakes. Learn more

Buying land and building a home is an exciting path to getting exactly what you want, but the financing side is a bit of a different beast than a standard mortgage. 1. The Loan Types

You generally won’t find a "one-size-fits-all" loan here. You’ll likely deal with one of these three: