: Typically requires a minimum credit score of 640. For Public Servants: EAHP and DC4ME
: Offers a Down Payment Assistance Loan (DPAL) covering up to 3% or 3.5% of the purchase price. Key Advantage : Open to both first-time and repeat buyers . dc home buying programs
HPAP is the cornerstone of D.C.’s housing assistance, providing "gap financing" for low- to moderate-income residents. : Typically requires a minimum credit score of 640
Washington, D.C. offers some of the most robust homebuyer assistance programs in the country, designed to make the District’s competitive market more accessible. Whether you are a first-time buyer, a local government employee, or just looking to reduce your closing costs, there is likely a program for you. HPAP is the cornerstone of D
: Generous limits—up to $275,400 as of 2026—calculated only on the borrower’s income, not the entire household.