If you have "full coverage" (comprehensive and collision) on your own car, it usually extends to your rental vehicle for personal use in the U.S. and Canada.
🚗💨 Before you let the rental agent pressure you at the counter, remember that you might already be covered! Here is how to decide whether to buy or skip. 1. Check Your Personal Auto Policy do i need to buy rental car insurance
RVs, moving trucks, or high-end luxury cars are often excluded from standard coverage. If you have "full coverage" (comprehensive and collision)
pay out first, so you don't have to involve your personal insurer. Here is how to decide whether to buy or skip
You’ll still have to pay your personal deductible if something happens. 2. See What Your Credit Card Offers
Liability for injuries/damage to others and physical damage to the rental car.
You must pay for the entire rental with that card and decline the rental company’s CDW for the benefit to work. 3. When You SHOULD Buy the Insurance