Federal Home Buying Grants May 2026

: Managed by HUD, this program provides a 50% discount on the list price of a home for law enforcement officers, teachers, firefighters, and EMTs in revitalization areas.

: Offers 100% financing (no down payment) for low- and moderate-income households in eligible rural areas. federal home buying grants

: Defined as not having owned a home in the past three years. : Managed by HUD, this program provides a

: Most programs are capped at 80%–120% of the Area Median Income (AMI). : Managed by HUD

: Mandatory completion of a HUD-approved homebuyer education course. Home buying assistance | USAGov

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