To Buy A House — Good Enough Credit Score

: Typically require a 620 , but may allow lower scores through manual underwriting.

: You are a solid candidate for most loans, though you may not get the absolute lowest rates available. good enough credit score to buy a house

: You will likely qualify for the most competitive interest rates and lower private mortgage insurance (PMI) costs. : Typically require a 620 , but may

Lenders don't just look at your three-digit score. According to TBA Credit Union , they evaluate the : : Typically require a 620

While 620 is a common benchmark, several programs allow for lower scores:

: Your ability to repay, based on income and employment history.