Buying Programs In Ct: Home

Connecticut offers several home buying programs for 2026, primarily through the Connecticut Housing Finance Authority (CHFA) and various municipal initiatives. These programs focus on providing and reduced interest rates for first-time buyers and those in targeted professions. Statewide Assistance Programs

: A 0% interest loan with no monthly payments. 10% of the principal is forgiven annually, becoming fully forgiven after 10 years. home buying programs in ct

Individuals with disabilities or those living with a disabled person. Connecticut offers several home buying programs for 2026,

The most popular statewide programs are administered by CHFA and often require the use of a CHFA-approved lender. 10% of the principal is forgiven annually, becoming

: Up to 20% for a down payment and 5% for closing costs.

: Qualified borrowers can receive an additional 0.125% discount on published interest rates if they belong to certain groups: Teachers (in specific districts or shortage areas). Military service members, veterans, and surviving spouses. Police officers (State Troopers or municipal officers).

: A second mortgage loan with low interest rates (typically matching the first mortgage) to cover upfront costs.