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Covers minor medical bills for guests injured at your home, regardless of fault.

Protection if someone is injured on your property and sues you. home insurance

Insurance is for "sudden and accidental" events. If your roof leaks because it is 30 years old and poorly maintained, your claim will likely be denied. 💡 Pro Tips to Lower Your Premium 7 Things Nobody Tells you About Homeowners Insurance Covers minor medical bills for guests injured at

Detached buildings like garages, fences, or sheds. home insurance

Most homeowners assume their policy is a "catch-all," but standard plans usually focus on six primary areas: