List monthly take-home pay vs. current debts (student loans, car payments) to calculate your debt-to-income (DTI) ratio.
This sheet helps you understand your budget before looking at homes. house buying checklist excel
Create columns for different lenders to compare interest rates, loan terms (15 vs. 30 year), and estimated monthly payments. 2. House Hunting & Scorecard Tab Use this to compare specific properties side-by-side. House Hunting Checklist for Home Buyer Must-Haves (PDF) List monthly take-home pay vs
To create a house buying checklist in Excel, you should structure your spreadsheet into distinct phases: , House Hunting Comparison , and Closing & Moving . 1. Financial Preparation Tab Create columns for different lenders to compare interest
Include rows for your down payment (typically 20% to avoid PMI), earnest money, and closing costs.
Add a simple list of required paperwork like the last 3 months of payslips, past tax returns (W-2s), and bank statements.