How To Buy - Us Debt

: Long-term savers and those buying Savings Bonds (Series I or EE), which are only available through this site.

Buying U.S. government debt (Treasuries) is one of the most common ways to invest in low-risk, fixed-income assets. As of April 2026, individual investors can purchase these securities directly from the government or through financial intermediaries. 1. Buy Directly via TreasuryDirect how to buy us debt

: Create an account, link a U.S. bank account, and place a "non-competitive bid" for upcoming auctions. : Long-term savers and those buying Savings Bonds

Major online brokers like Charles Schwab , Fidelity , and Vanguard offer access to both new auctions and the secondary market. Home — TreasuryDirect As of April 2026, individual investors can purchase

TreasuryDirect is the official U.S. government portal for buying securities without a middleman.

: You can start with as little as $100 for marketable securities (Bills, Notes, Bonds) or $25 for savings bonds.

: The interface is often described as dated, and you cannot sell your bonds on a secondary market here; you must transfer them to a broker if you want to sell before maturity. 2. Buy Through a Broker or Bank