How To Prepare To Buy Your First Home -

: While 20% is traditional, first-time buyers in 2025 put down a median of just 9% . Programs like FHA loans may allow as little as 3.5% .

: Aim for a score of 620+ for conventional loans; higher scores generally secure more favorable interest rates. Save for Upfront Costs : how to prepare to buy your first home

: Expect to pay 3% to 6% of the home's purchase price in various fees. : While 20% is traditional, first-time buyers in