To see if it's worth it for you, consider these two common scenarios:
: Do not rely on the minimum payment. To ensure it's "worth it," divide your total purchase price by the number of promotional months and pay that exact amount (or more) every month. Summary of Benefits vs. Risks is best buy financing worth it
: At Best Buy , you generally have to choose between promotional financing or earning rewards points (typically 5% back). You cannot get both on the same purchase. To see if it's worth it for you,
: Applying for the card triggers a hard inquiry , which can temporarily lower your credit score by a few points. Approval typically requires a "good" credit score of 700 or higher. is best buy financing worth it