Navy Federal’s Car Buying Service , powered by TrueCar®, is a free resource that gives members a significant edge.

Members have reported an average savings of over $3,500 off MSRP through this partnership.

See what others in your area paid for the same vehicle and get guaranteed price offers from local TrueCar Certified Dealers .

The foundation of a smart car purchase is knowing your budget. Navy Federal is recognized for offering rates that often beat traditional dealerships.

Rates as low as 3.89% APR for terms of 12-36 months.

Walking into a dealership with a preapproval check in hand changes the dynamic from a "monthly payment" discussion to a "total price" negotiation. How You Could Get a Great Deal on Your Next Car

Financing options range from 12 months up to 96 months for new vehicles. 2. Shop Like a Pro with the Car Buying Service