: Lenders prefer a Debt-to-Income ratio below 25-36%. Pay down credit cards to below 1/3 of their limit. 🏠 Phase 2: Defining Your "Must-Haves" How to Prepare to Buy a House in 6 Months
Before looking at a single listing, you must prove to lenders that you are a "safe bet". preparing to buy a house
🏗️ Phase 1: The Financial Foundation (6–12 Months Out) : Lenders prefer a Debt-to-Income ratio below 25-36%
: Pull reports from Equifax, Experian, and TransUnion. preparing to buy a house