Salsen_2021-12.zip Official

: The total industry portfolio outstanding (POS) was ₹2,36,178 crore across 9.6 crore active loans.

: Banks reported the highest delinquency rates, exceeding the industry average for both 30+ and 90+ DPD buckets. Geographical Insights

31 Dec 2021 — * MICROFINANCE. PULSE. VOL XII– May 2022. * Sanjay Jain. GM-ERDA. erdav@sidbi.in. * Ramesh Kumar. Mgr.MPIV-ERDA. rameshk@sidbi.in. Small Industries Development Bank of India (SIDBI) Market Insights - Equifax Salsen_2021-12.zip

: Loans worth ₹66,849 crore were disbursed in the October–December 2021 quarter, a 7% increase from the same period in 2020.

: The industry 30+ delinquency was 8.78% . 90+ DPD : The 90+ delinquency stood at 3.44% . : The total industry portfolio outstanding (POS) was

: 17% market share (₹39,675 crore POS). NBFCs : 6% market share (₹16,337 crore POS). Not-for-Profit MFIs : 1% market share (₹2,260 crore POS). Risk and Delinquency Profiles

: Led the industry with a portfolio of ₹30,562 crore . GM-ERDA

: The average ticket size grew by 23% Y-o-Y, with more than 55% of loans falling in the ₹20k–₹50k category. Market Share by Lender Type