Fixed bonds are best if you can lock your money away to guarantee a return, as rates are expected to slide further in 2026. Best Savings Accounts in the UK (April 2026)
: 7.5% for six months (max £200/month). savings best buy tables
: 4.51% (currently listed as a top "normal" easy-access option). Fixed bonds are best if you can lock
: 7% fixed for one year (max £300/month); requires monthly deposits and allows no withdrawals. savings best buy tables
Regular savers offer the highest rates for those who can commit to monthly deposits, often requiring an existing current account with the provider.