Things To Know When Buying First Home (2026)

: Ideal for lower credit (580+) or smaller down payments (3.5%); however, these require permanent mortgage insurance (PMI).

: Zero down payment options for eligible veterans or buyers in designated rural/suburban areas. things to know when buying first home

First-time buyers in 2026 have several loan paths, each with specific requirements: : Ideal for lower credit (580+) or smaller down payments (3