Coverage for standard medical rehabilitation and attendant care remains mandatory.

Starting , Ontario will shift to a more flexible auto insurance model.

Rates in the GTA increased by approximately 10.3% between late 2023 and late 2024, driven by rising auto thefts and the increased cost of vehicle repairs. The "À La Carte" Reform (Coming July 2026)

To drive legally in Toronto, your policy must include four key components: Toronto Car Insurance - Get a Quote Today

The average cost typically ranges from $1,800 to $3,500 per year.

If you don't make changes, your policy will likely renew with your current level of coverage, though insurers must notify you of the option to opt out of certain benefits in writing. Required vs. Optional Coverage