: For thefts, get a police report within 24 hours. For medical issues, obtain a signed medical certificate from the treating physician.
: Before claiming, contact your airline or hotel for a refund. Insurers often only cover "unrecoverable" costs and may ask for evidence of these attempts. TRAVEL INSURANCE
: Documentation is the most common reason for claim denial. Save all itemized bills, booking invoices, and credit card statements. : For thefts, get a police report within 24 hours
Filing a claim is a detailed process that often requires proof of every expense and incident. Insurers often only cover "unrecoverable" costs and may
Travel Insurance Mistakes You're Making - Tips to Stay Covered!
: Reimburses non-refundable costs if you must cancel or cut a trip short due to covered reasons like illness.
: Covers emergency treatment, hospital stays, and sometimes medical evacuation or repatriation.