: 700 to 720+ is standard for loans exceeding conforming limits (typically $806,500 in most areas for 2026). How Your Score Impacts Monthly Costs
: No official government minimum score, though most lenders require 580–620 . what credit score you need to buy a home
: 640 is typically required for automated approval. : 700 to 720+ is standard for loans
: 700 to 720+ is standard for loans exceeding conforming limits (typically $806,500 in most areas for 2026). How Your Score Impacts Monthly Costs
: No official government minimum score, though most lenders require 580–620 .
: 640 is typically required for automated approval.