You can purchase health insurance directly from private carriers like UnitedHealthcare, Aetna, or Cigna.
Buying "off-exchange" means you work directly with the provider, often through their website. where do i buy health insurance
Brokers serve as intermediaries who can help you compare multiple plans across different companies at no extra cost to you. You can purchase health insurance directly from private
Companies like Allianz Care , AXA Global Healthcare , and Blue Cross Blue Shield Global provide worldwide coverage for expats and travelers. AXA Global Healthcare
For those living or working abroad, specialized international health insurance is necessary as local domestic plans typically do not cover foreign travel.