Where To Buy Annuities May 2026

Self-directed investors who already use these platforms for their stocks and IRAs. Marketplace Examples:

Where to Buy Annuities: A Complete Guide to Your Options Annuities are only issued by , but you can purchase them through several different channels. Choosing where to buy is just as important as choosing the product itself, as the channel can affect the fees you pay and the range of options available to you. 1. Insurance Companies (Direct or Captive Agents)

Banks like Bank of America or Wachovia act as distributors rather than issuers. where to buy annuities

Independent brokers and "fee-only" fiduciary advisors represent multiple insurance companies rather than just one.

Banks typically have a much more limited selection of products than an independent broker. 4. Brokerage Firms and Mutual Fund Companies Self-directed investors who already use these platforms for

Your local bank likely has a partnership with one or more insurance carriers to sell annuities to their customers.

Some brokers work on commission, which could influence their recommendations. 3. Banks and Credit Unions Banks typically have a much more limited selection

They can shop around to find the highest payout rates or the best riders (extra features) across dozens of carriers. Fiduciary advisors are also legally required to put your best interests first.